For many couples joint budget becomes a real challenge, because they are not able to correctly combine love and money. In fact, many people tend to hide from their second halves of new things. That is, they bring from the store a bunch of new things and I hope that their spouses are too stupid to not see it. This is mainly because people doubt about his partner thinks he or she will be against purchases.
Remember that communication is the core of any relationship, and if you don't want to trust the partner in financial matters, there may be no need to hurry to marry. Every family should have its own budget, which consists of Finance two people put together. It is very important that both partners have the same views on the management of family finances.
To avoid misunderstandings, the family Council must approve all expenses. Actually it is rather easy to implement, in addition together is always easier to figure out how better to spend the money for the benefit of the family. First of all, you should plan how much money you need for food, utilities and clothing, and then you can start thinking about such purchases, such as furniture, household appliances, luxury goods or a gift certificate for dinner at the restaurant. Joint make a family plan will eliminate the conflicts that arise from a misunderstanding of the motives of each other.
Proper planning of the family budget can be a real lifeline relationships especially if one of the family members is restration, and the second is a miser. It is especially important to plan the cost to families who are on the verge of bankruptcy: only by knowing the real state of Affairs can make informed decisions about necessary expenses.
One person is quite difficult to conduct day-to-day financial Affairs. Often one spouse takes care of all issues related to payment accounts, loans, negotiations with tenants and so on, the Second partner should not be completely removed from this process: it is important that he also participated in making financial decisions, and understand the details.
You can periodically change the financial obligations, to discuss the details of payments and fees. This behavior contributes to the cohesion of the family and gives the feel of partners that they at the same time. We can not allow this situation to all the money was in one family member, and the second didn't even have the right to vote. We can safely say that such a family will not last long, so if you have the desire to live together, we need to respect each other in all financial matters.
Source:
here
No comments:
Post a Comment